Copyright © 2021 Cape Payments, LLC dba ProMerchant. All Rights Reserved.

Cape Payments, LLC dba ProMerchant is a registered ISO/MSP in association with Fifth Third Bank, Cincinnati, OH

 *Promotion contingent upon ProMerchant receiving competing processor statements in writing from potential merchant.

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Why Choose ProMerchant?

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For those merchants who are considered high risk, ProMerchant is able to provide credit card processing that is fair, effective and most importantly, transparent.  Transparency has historically been very problematic in high risk payment processing.  However, here at ProMerchant, we have partnered with a variety of banks and processors that believe in our core philosophy of offering straight forward and transparent pricing plans for high risk merchants.

Straight Forward and Transparent Pricing for High Risk Merchants

Fair rate structures are almost non-existent in the area of high risk merchant accounts, but we believe all businesses, including non-traditional companies, should be able to take advantage of transparent pricing.  Further, we are able to provide a wide array of non-traditional businesses with the ability to accept credit cards, due to our access to twelve different high risk processors.  This type of robust selection allows us to not only service a large number of non-traditional merchants, but it also allows us to provide very competitive rate plans that are clear and fixed.

Whether your business sells its services through eCommerce, mail order / telephone order, or face to face transactions, we will assist you in setting up the best processing program for your unique business.  From the moment of first contact with us, we will evaluate your enterprise and then proceed to figure out the correct rate plan, which enables merchants to enjoy significant savings over their current program.

We are also able to provide robust processing solutions and other terminals that will fully satisfy your processing needs and the requirements necessary to properly service your customers.  Additionally, we offer payment processing capabilities to those non-traditional businesses that have never accepted credit cards before and do not have any processing history.

Acceptable High Risk Business Types

We understand that businesses classified as high risk have enough challenges in finding a legitimate payments’ home and this search is often compounded for start-ups, which is one of the reasons why we established a relationship with multiple processors.  We also understand that whether your company is new or existing, charge-backs are an area of great concern, which is why we offer fraud mitigation tools to our high risk merchants, that work to lower the overall number of charge-backs.  These types of solutions are just one part of the overarching service we strive to provide to all of our clients (please see the list below some of the different verticals we are able to support).

  • Adult Industry / Adult Related Products
  • Airlines
  • Auctions
  • Charities (outbound telemarketing)
  • Bitcoin (on a case by case basis)
  • CBD Oil
  • Continuity
  • Credit Repair
  • Cyber Lockers (on a case by case basis)
  • Digital Downloads (music file with licensing)
  • Dietary Supplements
  • Discount Vouchers
  • Document Services
  • Equipment (heavy machinery etc.)
  • E-Cigarettes / Vape
  • Educational Seminars
  • Employment Agencies
  • EU Gambling / Gaming
  • Future Delivery Beyond 3 Months
  • Game Credits
  • Gutt Cards
  • Golf Clubs/ Accessories
  • Home Based Gun Dealers / Auction
  • Hookah Lounges
  • Hotel Accommodations
  • Import / Export of Any Type
  • Insurance
  • Interest Rate Reduction
  • International Businesses
  • Internet Marketing
  • Kratom
  • Live Video Feeds
  • Student Loan Consolidations
  • Loans  (personal or business)
  • Magazines
  • Multi-Level Marketing
  • Outbound Telemarketing
  • Payday Loans
  • Pharmaceuticals
  • Pre-Paid Cards
  • Nutra
  • SEO
  • Smokers Accessories
  • Tax Relief
  • Tech Support
  • Telecommunications
  • Tobacco
  • Ticket Agencies
  • Travel / Tour / Cruise

We welcome the opportunity to provide you with a high risk merchant account that is unmatched in today’s challenging marketplace and we look forward to assisting you in your payment processing journey.


Call for a Free Quote Today! 


High Risk Merchant Services Made Easy

ProMerchant is proud to offer low and transparent pricing plans to high risk merchants. We believe that all merchants deserve best in class support and transparent agreements. We specialize in high risk and hard to place merchants.

What You Get with ProMerchant:

  • Low Rates & Fees
  • Interchange Plus Options for High Risk
  • No Setup or Cancellation Fees
  • Month-to-Month Contract
  • Fast Approval Times
  • Low Rate Guarantee